The Uni-Care State Indemnity Plan/Basic is the only Non-Medicare plan offered by GIC that is available throughout the United States and outside of the country.
That is a description of my health plan. I can go to Mayo, John Hopkins or Massachusetts General if I want. If I care to consult a specialist in Houston, Texas (I have) and I can do so without a referral and my cost is $20. If I wish to go to Bonn, Germany I can do that for the same cost. If I feel more comfortable going to Mercy Hospital in Buffalo I can. The plan is for those employees who retire and wish to live elsewhere or wish to have coverage that extends well beyond the service area. In fact I can receive services out of country if I wish. I can travel to Tel Aviv if I feel that is more appropriate. Why I would do that is beyond me but it is possible.
I read about folks who have “friends” in Canada or Germany or England and how their care is just peachy keen fine. Now can those Canadians cross over and go to Mercy in Buffalo without the official seal of approval by a medical functionary? I’ve read enough about folks having to fight legal battles in the above countries to attempt to get care. I’ve read about the waiting lists . I’ve read about the other lists of what is approved and not approved. Heck, we have the same thing here. Now if we get Obamacare will I end up with that? Selfish little old me does not want that. I do not want it because I do not have to do that now.
Now with Obamacare it will somehow be cost effective. President WOW will wave his magical fiscal wand any through some type of fiscal shell game not a penny more will be spent. OK…here is what I pay for our insurance - 17.5% of yearly premium that is north of $20,000. Our cost is relatively low since we are retired public employees. Guess what is breaking the fiscal bank in cities and towns across the state? Me! Well…not me personally…but all my fellow town, city and state employees who are still on the job or retired. What will happen to that fiscal magic wand when the level of quality care I have is available to everyone as it should be? My big issue with Obamacare is my service will be lower and not the poorly insured or non insured raised to my level and, of course, my ability to go where I please without the official seal of approval. And guess what? Selfish little old me does not want that.
I’m not sure of all the various arguments going on for or against. I really don’t give a hoot about dueling statistics. I don’t care about the mutual belligerence of both sides of the debate. I especially don’t care for the way WOW is rushing this thing through. WOW has said we will be able to keep current insurance. Really? How many campaign promises have fallen by the wayside? I am also waiting to see if this national program would also encompass Congress. Sure it will. What I do know is what I have and I like it and don’t want it stripped down.
Post away on this or any other topic.